← All services
🌿 Tax Planning for Life's Big Moments

Life changed this year.
Did your taxes keep up?

Marriage, a baby, a new home, a side business. Each one changes your taxes. Tap the one that sounds like you.

DID ONE OF THESE HAPPEN THIS YEAR?
Just married? Don't forget to update your W-4.

When both of you work and leave your old W-4s in place, too little tax is often withheld, and the difference shows up as a bill in April. Updating both W-4s together in your first year prevents that.

What we do: Joint withholding check, joint vs. separate filing comparison, benefits review

Book a Free Consultation →
New baby? Don't miss the tax benefits that come with it.

A child can open up new tax credits, childcare benefits, and dependent care accounts through your employer. Get your baby's Social Security number early, since many benefits require it.

What we do: Credits and benefits review, childcare cost planning, 529 education savings

Book a Free Consultation →
Buying a home? Check the tax side before you sign.

Mortgage interest, property taxes, closing timing, and whose name goes on the deed can all affect your taxes. If you plan to rent out part of the home, it matters even more.

What we do: Pre-purchase tax review, ownership and titling questions, rental income planning

Book a Free Consultation →
Money from parents in Korea or abroad? You may need to report it.

U.S. residents who receive large gifts or inheritances from abroad may have to report them to the IRS, even when no tax is due. If you hold accounts in Korea, FBAR reporting may apply too.

What we do: Foreign gift and inheritance reporting, FBAR review, U.S.–Korea coordination

Book a Free Consultation →
Side income this year? Don't forget quarterly taxes.

Unlike a paycheck, 1099 income has no tax taken out. Skipping quarterly estimated payments can lead to penalties on top of the tax.

What we do: Estimated tax schedule, deductions for your side business, simple record-keeping

Book a Free Consultation →
Big refund? Your withholding may need a check-up.

A large refund means you lent the government money all year, interest-free. Adjusting your withholding can put that money back in your monthly paycheck.

What we do: Withholding review, updated W-4, savings or retirement plan for the difference

Book a Free Consultation →
⚖️ New York Licensed Attorney
📊 CPA
🤝 Bilingual (English & Korean)
🏙️ Serving NYC & Nationwide
PRICING

Clear plans, flat fees.

Start with a $99 review, then choose the plan that fits your household.

Tax Return Review$99

A CPA reviews last year’s return: missed deductions and credits, withholding, and a written action list.

$99 is credited toward any plan.
Start the $99 review

Essential

W-2 income only, single or couple

$500Plan
+ Return preparation $400 from
FBAR: Quoted after consultation
  • Withholding and W-4 review
  • Retirement account choices
  • Deduction and credit check
  • Written plan
Book a Free Consultation

Premium

Business, rentals, stock pay, or foreign assets

$1,800Plan
+ Return preparation $1,500 from
FBAR: Quoted after consultation
  • Everything in Family
  • Business structure
  • Rental depreciation
  • RSU and capital gains
  • Foreign income planning
  • Quarterly check-ins
Book a Free Consultation

Return preparation prices are starting points and depend on complexity. Final fees are agreed in writing before work begins.

WHAT WE REVIEW

The decisions that actually move the needle.

We don't hand you a 40-page report. We focus on the handful of choices that matter for your household.

💵

Your Paycheck

  • Withholding that fits your real income
  • W-4 updates after life changes
  • Avoiding a surprise bill or an oversized refund
  • Employer benefits like FSA and dependent care
🏦

Retirement & Savings

  • 401(k), 403(b) and IRA choices
  • Roth vs. traditional contributions
  • Health Savings Accounts (HSA)
  • Which account to fund first
👨‍👩‍👧

Family & Education

  • Child-related tax credits
  • Dependent care benefits
  • 529 education savings plans
  • Filing status after marriage
🏠

Home & Side Income

  • Homeowner deductions
  • Side business and 1099 income
  • Quarterly estimated taxes
  • Stock compensation and capital gains basics
HOW IT WORKS

How it works.

Four simple steps.

01

Free 30-Minute Call

Tell us about your household. We'll say which package fits, or if you don't need one.

02

Share Your Documents

Usually just last year's return and a recent pay stub, uploaded securely.

03

Your Plan

We walk you through your plan and give you a written summary in plain English.

04

Follow Through

We check in during the year, and prepare your return if it's in your package.

QUESTIONS

Good questions to ask.

Q

Do I need planning if my taxes are simple?

Maybe not. If nothing has changed in your life, you may not need a plan this year. We'll tell you honestly on the free call.

Q

Do you prepare my tax return too?

Year-Round Planning includes federal and state return preparation. For the other packages, we can add it.

Q

What do I need to get started?

Last year's tax return and a recent pay stub are enough for the first meeting. We'll tell you if anything else would help.

Q

Can you help with family or accounts in Korea?

Yes. We work with U.S.–Korea cross-border matters and can explain everything in Korean.

Something big
just changed?

Book a free 30-minute consultation. Tell us what happened, and we'll tell you what it means for your taxes.

📅 Book a Free Call ✉️ Send Us a Message

Or email us directly at Rkang@ryanktaxlaw.com

$99 ReviewFree Consult